Boat Insurance Basics

We can accommodate most personal watercraft including personal watercraft (waverunners/jet skis)

With the ability to shop through our multiple carriers we can find the most competitive U.S. Insurance Price for your needs and coverages.

Our primary boat carriers are: Progressive and American Reliable

It's important to understand exactly what you are covered for and what is not covered. Boat policies are not standardized so comparing a policy can be tricky. Watch for hidden exclusions as well as territorial limits and distance limits in the ocean.

Always make sure that the deductible is reasonable for the price. Some companies use a % deductible and that can be doubled for certain types of losses.

Recreational Vehicle Basics

Primary carrier is Progressive Insurance Company

Be sure to consider additional coverage for awnings and antennas.

Make sure you know what value you have insured the vehicle for if it is a stated value policy.

Make sure that your deductibles for comprehensive and collision are relative to what you can afford out of pocket while still being concerned with lowering your premium.

Check on travel limitations to neighboring countries if you are considering Canada or Mexico.