Don Bullard Insurance offers several boat insurance carriers, our primary being Progressive and American Reliable. 

With the ability to “shop” through multiple carriers unlike your Big-Named agnecy, it’s easier to find the coverage for your watercraft for the best rate. 

When Looking for Your Boat Insurance….

* Understand Exactly what you are covered for and what is NOT covered.  Boat policies are not standardized so comparing a policy can be tricky.

*  Watch for hidden exclusions, terriortorial limits and distance limits in the ocean. 

* Make sure the deductible is Reasonable.  Some companies use a % deductible, which could be doubled for certain types of losses.